Last updated: February 2026
Welcome to BrokeMeNot (“we,” “us,” or “our”), a personal finance blog operated at brokemenot.com. By accessing or using our website, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use our website.
Nature of Content
BrokeMeNot provides educational content about personal finance topics including, but not limited to, credit cards, frugal living, budgeting, saving money, and financial literacy.
Important: The content on BrokeMeNot is for informational and educational purposes only. It is not intended as professional financial advice. We are not licensed financial advisors, certified financial planners, tax professionals, or legal professionals.
Before making any financial decisions — including applying for credit cards, investing, taking on debt, or changing your financial strategy — you should consult with a qualified financial professional who can assess your individual situation.
Accuracy of Information
We make every effort to ensure the information on BrokeMeNot is accurate and up to date. However, financial products, services, policies, and regulations change frequently. We cannot guarantee that all information on our site is current, complete, or error-free at all times.
Credit card terms, interest rates, rewards programs, phone numbers, and website URLs mentioned in our articles may change without notice. We encourage you to verify all details directly with the relevant financial institution or service provider before taking action.
Affiliate Links and Advertising
BrokeMeNot may contain affiliate links. This means that if you click on certain links on our site and make a purchase or sign up for a service, we may receive a small commission at no additional cost to you.
Affiliate relationships do not influence our editorial content. Our opinions, reviews, and recommendations are based on genuine research and experience.
In the future, BrokeMeNot may also display advertisements from third-party advertising networks. We are not responsible for the content, accuracy, or practices of these advertisers. Clicking on an advertisement will take you to a third-party website governed by its own terms and privacy policies.
Intellectual Property
All content on BrokeMeNot — including articles, graphics, logos, and website design — is the property of BrokeMeNot and is protected by applicable copyright laws.
You may:
- Read and share our content for personal, non-commercial use
- Share links to our articles on social media or other websites
You may not:
- Copy, reproduce, or republish our content without written permission
- Use our content for commercial purposes without authorization
- Scrape or systematically download content from our website
User Comments
BrokeMeNot may allow users to post comments on blog articles. By posting a comment, you agree that:
- Your comment is your own original content
- Your comment does not contain offensive, defamatory, or illegal material
- You will not use comments to spam, advertise, or promote products or services
We reserve the right to moderate, edit, or remove any comments at our sole discretion without prior notice.
Third-Party Links
Our articles may contain links to third-party websites (such as financial institutions, tools, or resources). These links are provided for your convenience and information.
BrokeMeNot does not endorse, control, or take responsibility for the content, privacy practices, or terms of any third-party websites. Visiting a third-party link is at your own risk.
Limitation of Liability
To the fullest extent permitted by law, BrokeMeNot and its owner shall not be held liable for any direct, indirect, incidental, consequential, or special damages arising from:
- Your use of or inability to use our website
- Any financial decisions you make based on our content
- Any errors, inaccuracies, or omissions in our content
- Any interruption or downtime of our website
- Any unauthorized access to your personal information
You acknowledge that you use the information on BrokeMeNot at your own risk and that you are solely responsible for your financial decisions.
Indemnification
By using BrokeMeNot, you agree to indemnify and hold harmless BrokeMeNot and its owner from any claims, losses, damages, liabilities, and expenses (including legal fees) arising from your use of our website or your violation of these Terms of Service.
Changes to These Terms
We may update these Terms of Service from time to time. Any changes will be posted on this page with an updated “Last updated” date. Your continued use of BrokeMeNot after any changes constitutes your acceptance of the updated terms.
Governing Law
These Terms of Service shall be governed by and interpreted in accordance with applicable laws, without regard to conflict of law principles.
Contact Us
If you have any questions about these Terms of Service, you can reach us at:
Email: contact@brokemenot.com Website: https://brokemenot.com/contact/