How Credit Card Rewards Actually Work (And How to Maximize Them)
For years, I treated credit card rewards like a nice little bonus I didn’t ... Read more
Toyin Onagoruwa is the founding editor of BrokeMeNot. He works as a software engineer in banking and has over 5 years of experience writing about personal finance, credit cards, and frugal living. He combines his fintech engineering background with real-world money management experience to create financial content you can actually use. Connect with him on LinkedIn.
For years, I treated credit card rewards like a nice little bonus I didn’t ... Read more
I’ll be honest — when I first heard about cashback apps, I assumed they ... Read more
In 2020, my weekly grocery run cost about $80. By 2024, the same cart ... Read more
When I started freelancing on the side, the hardest adjustment wasn’t finding clients — ... Read more
Last year I tried my first no spend challenge — just one week, no ... Read more
A friend asked me last year whether she should close a store credit card ... Read more
The first time I sold something online, it was a pair of shoes I ... Read more
I remember the first time I calculated my net worth. I expected a number ... Read more
When I first tried to create a budget, I overcomplicated it. I had 15 ... Read more
Utility bills are one of those expenses that most people accept as fixed — ... Read more
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